Financing Options

It’s smoooth and simple

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe and fun.

Flex your payments

Enjoy the flexibility to shop what you love and split your purchase into 4 interest-free payments. No credit impact to apply.

Never miss a payment

Get more time to pay when you need it. Extend your due date easily in the Klarna app. Report returns in the app and Klarna will pause your payments.

How to Shop with Klarna?

Shop what you love

Find our new products, add what your love to the cart, and head to the checkout.

Checkout with Klarna

Choose how you pay at the checkout and split your purchase into 4 interest-free payments.

Manage your budget

Split your payments and manage purchases, with a smart spending overview in the app.

Learn More About Klarna

About Klarna

We’re on a mission to reshape shopping, by elevating the entire shopping experience from browsing to owning. We do this by giving you the benefits of convenience, perks and inspiration. See all...

FAQs and Service

What happens if I make a return? My statement is incorrect. What should I do? Don’t see your question? Check out Klarna’s Full FAQ and can reach Klarna anytime at Customer Service page.

Terms of Pay in 4

The following terms and conditions represent an agreement between the lender, Klarna Inc., located at 629 N. High St. Suite 300, Columbus, OH 43215. See all...

Get a Credit Decision In Seconds

Shop with PayPal Credit's digital, reusable credit line anywhere PayPal is accepted and enjoy 6 months special financing on purchases of $99.00+. Just fill out a quick application, and get a credit decision in seconds.

Purchase Protection

If your purchase doesn't match the exact description or doesn't arrive at all, PayPal can refund the full purchase price.

There When You Need It

If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.

How to Shop with PayPal Credit?

Select PayPal as your payment method

After going through Checkout and selecting PayPal as your payment method, you will be directed to PayPal website.

Login to your PayPal and apply for PayPal Credit

At PayPal confirmation page, look for PayPal Credit and click to apply. Get a credit decision in seconds!

Pay over 6 installments with Fast Checkout

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Learn More About PayPal Credit

About PayPal

We believe every person has the right to participate fully in the global economy. See all...

PayPal Credit FAQs

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PayPal Credit Terms

PayPal Credit is an open-end (revolving) credit card account offered by Synchrony Bank (the “Lender”). By applying for this account, you agree: See all...